Take Control of
Your Cash Flow
Take Control of
Your Cash Flow
Clove unifies bank balances, detects gaps before they bite, and suggests smart treasury moves. Get started in 5 minutes.
Clove unifies bank balances, detects gaps before they bite, and suggests smart treasury moves. Get started in 5 minutes.
Excess Cash Detected
You currently have $250,000 in excess cash that could be earning interest in a higher-yield account.
Receivables Risk
The $45,000 receivable from ABC Corp has a 70% chance of being delayed by 10+ days.
Inflow Decrease
A 25% drop in weekly inflows detected compared to your 3-month average.
See it in action
Talk to every dollar, live
Talk to every dollar, live
Clove is the intelligent treasury copilot for lean SME Treasury teams. Get answers and analysis, in plain English, pulled from balances across all your accounts.
Do we have idle cash right now?
Clove offers proactive suggestions and insights to help you optimize your working capital.
Ask questions and get answers. Let the assistant flag anomalies, highlight shortfalls, and recommend next steps.
soon
Get continuously updated, accurate cashflow projections. Tune assumptions on the fly, see changes in real time.
How it works
Connect your accounts,
we'll make them work
Connect your accounts, we'll make them work
Connect with any account
Securely link your bank accounts in seconds with Plaid. We support thousands of institutions, so your full cash picture is always up to date.
All your accounts in one screen
Stop pasting transactions into `Cash_Master_v27.xlsx`. Clove merges live balances & pending inflows.
Save 4-8 hours a week
Say goodbye to exhausting copy-paste sessions and the tedious process of manual tie-outs.
Give me our top 5 customers by spend from the last 3 months
Show my expense breakdown by category
What's my cash balance today?
Secure and compliant
Your data is protected with real-time monitoring, strict controls, and regular security testing.
endless possibilities
What can Clove answer for you?
Explore real examples in our sandbox environment and see how fast finance questions become clear answers.
What's my current account balance?
Show me transactions from last week
How much did I spend on office supplies this month?
What's my largest incoming payment this quarter?
Compare my monthly expenses between Q1 and Q2 this year
What's my average daily cash flow over the past 30 days?
Show me all transactions above $5,000 from the last 6 months
How much have I paid to vendors in the technology category this year?
Analyze my cash flow patterns and identify seasonal trends over the past 2 years
Calculate my working capital requirements based on historical payment cycles
What's my burn rate trend and how does it correlate with revenue growth?
Perform a variance analysis between budgeted vs actual expenses by category for this fiscal year
What's my current account balance?
Show me transactions from last week
How much did I spend on office supplies this month?
What's my largest incoming payment this quarter?
Compare my monthly expenses between Q1 and Q2 this year
What's my average daily cash flow over the past 30 days?
Show me all transactions above $5,000 from the last 6 months
How much have I paid to vendors in the technology category this year?
Analyze my cash flow patterns and identify seasonal trends over the past 2 years
Calculate my working capital requirements based on historical payment cycles
What's my burn rate trend and how does it correlate with revenue growth?
Perform a variance analysis between budgeted vs actual expenses by category for this fiscal year
What's my current account balance?
Show me transactions from last week
How much did I spend on office supplies this month?
What's my largest incoming payment this quarter?
Compare my monthly expenses between Q1 and Q2 this year
What's my average daily cash flow over the past 30 days?
Show me all transactions above $5,000 from the last 6 months
How much have I paid to vendors in the technology category this year?
Analyze my cash flow patterns and identify seasonal trends over the past 2 years
Calculate my working capital requirements based on historical payment cycles
What's my burn rate trend and how does it correlate with revenue growth?
Perform a variance analysis between budgeted vs actual expenses by category for this fiscal year
Built for lean finance teams
Designed to save time & money
Built for lean finance teams. Designed to save you time and money
Understand your cashflow without complexity. Eliminate guesswork, manual copy/paste loops and re-focus on what drives your bottom line.
5-min setup, bank-grade security
Connect your accounts securely with bank-level encryption.
Idle-Cash Report on all your accounts
Get a snapshot of your idle cash, stay on top of expenses and runway.
Proactive Slack / email alerts
Get notified when your cashflow is at risk.
4-8 hrs saved weekly (beta median)
Eliminate manual guesswork and focus on strategic decisions.
Transparent pricing
No lock-ins
Transparent pricing
No lock-ins
- Proactive Smart Insights ™
- Anomaly detection & alerts
- SOC2 ready security
- Works with your stack
- Pay as you go
Free
while in Alpha
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Join our Alpha program
Join our Alpha program
Cohort is capped at 15 companies—drop your details below and our team will follow up within 24 hours
SOC-2 Ready
Bank-grade Encryption
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